In today's ever shifting world of third party payment plans, H.M.O.'S, P.P.O.'S, Indemnity Health Insurance programs, Medicare, Medicaid, No-Fault Auto Insurance, etc, it is not unusual for parents to be overwhelmed, when it comes time to interpret the benefits of their health care insurance.
Since the cost of an artificial electric hand can be very expensive, CEHAP includes another free service in its attempt answer the needs of families. The Insurance Counseling Service provides parents with an up-to-date analysis and interpretation of their current health care insurance policy, as it relates to coverage for various prosthetic services and procedures, such as, an electronic hand, object-compliant hands, prosthetic terminal device, expedited prosthetic fitting, multi-joint prehensor or a complete bionic arm.
The purpose of the counseling service is to unravel the mysteries of deductibles, co-pays, co-insurance, primary versus secondary insurance, lifetime maximum benefits, and many of the other confusing clauses and conditions that can be found in the language of today's health care insurance plans.
The Insurance Counseling Service seeks to provide families with a clearer understanding of the benefit coverage offered by their health care insurance, thereby offering them some additional peace of mind.
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